About Over Draft Against NSC?
- Documents Required
- Benefits of NSC
- Intrest Rates
- EMI Cal
» Your Proof of Residence - A ration Card / Telephone Bill / Electricity Bill / Voters Card will do. » Your Proof of Identity - A Voter's Card / Driver's License / Employer's Card will do. » Your latest Bank Statement / Passbook from where you can show a salary / income being credited from the past 6 months. » Your Salary Slip from the last 3 months with all deductions shown. A Form 16 from the last 2 years will also be required. » Brief statement of assets and liabilities, of the Co-borrower. » Copies of all Property Documents of the concerned property that you chose to pledge for the loan.
» Most convenient and immediate line of credit against your fixed deposits . » Interest charged only on utilized amount . » Lower Interest rates. » There is not normally a charge for paying off the overdraft earlier than expected.
|Over Draft Against NSC Rate of Interest|
|Banks||Interest Rate||Banks||Interest Rate|
|ICICI Bank||11.50% - 17%||HDFC Bank||12.00% - 14.25%|
|State Bank Of India||9.95%||LIC Housing||10.25%|
|India Bulls||10.15%-10.75%||Allahabad Bank||10.20%-10.45%|
|Union Bank of India||10.25%||UCO Bank||10.20%|
|Punjab National Bank||10.25%||OBC||10.25%|